Does Your Farm Market Have Your Client Covered?

Fredricksen Insurance -- A leader in Agricultural Risks and much more.........

Equine Operations:
	•	Horse Ranch Packages
	•	Private Horseowner Liability
	•	Commercial Equine Liability to include Instruction, Clubs & Associations, Horse Shows & Events, Boarding, Breeding, Training and Sales
	•	Care, Custody or Control
	•	Excess and Umbrella Liability with Accompanying Package

Traditional Operations:
	•	Cattle Ranches
	•	Traditional Farm Accounts
	•	Large Agri-Business Concerns
	•	Excess and Umbrella Liability with Accompanying Package
	•	Farm Auto Available with Select Carriers and States
	•	Competitive Premiums

Click here to see available Programs and Equine Activity Laws in your State

Our Carriers:

American Bankers Insurance Company
	ABIC is the branch of the Assurant Group of insurance companies that specializes in equine-related risks. They offer a wide variety of liability and Farm/Ranch packages and umbrella for equine risks that include, but are not limited to:
		• Instruction	• Equine Sales
		• Boarding	• Training
		• Shows & Competitions	• Breeding
		• Clubs & Associations	• Care, Custody & Control
	Many more coverages are also available. Call Cindy, Rachel or David for more information.

American Equine Insurance Group
	Through its carrier, the United National Group, AEIG offers complete property and liability packages for equine properties ranging from the small pleasure horse farm through affluent equestrian estates and commercial equine operations. Specialized liability coverages include, but are not limited to:
		• Commercial Equine Liability	• Care, Custody or Control
		• Equine Personal Liability	• Riding Clubs and Associations
		• Equine Professional Liability	• Independent Horse Shows and Events
	Many more coverages are also available. Call Cindy, Rachel or David for more information.

American Reliable Insurance Company
	ARIC is the branch of the Assurant Group of insurance companies that specializes in risks without significant equine exposure. Some of the types of farms they can insure include:
		• Hobby Farm	• Grain Farm
		• Dairy Farm	• Cattle Ranch
		• Fruit, Vegetable, Nut Farm	• Elk Farm
		• Farm Administration Coverage	• Excess Liability Coverage
	ARIC also includes additional services to their customizable Farm/Ranch packages at no extra charge. All qualifying accounts automatically receive limited coverage in the following areas:
		• Fire Department Services	• Farm Records
		• Cab Glass on Mobile Machinery	• Debris Removal
			• Freezer Contents
	Many more coverages are also available. Call Cindy, Rachel or David for more information.

Great American Insurance Group
	Great American offers a wide variety of coverages for equine and non-equine Farm/Ranch operations that include General and Personal Liability, Farm and Personal Property, Auto, and Excess Liability. Some of the equine-specific coverages include, but are not limited to:
		• Individual Horse Owner Liability	• Care, Custody or Control
		• Race Horse Owner Liability	• Riding Clubs
			• Trail Rides
	Supplemental coverages include, but are not limited to:
		• Burglary and Robbery	• Earthquake
		• Farm Auto	• Transportation
		• Loss of Income	• Custom Farming
		• Employee Dishonesty
	Non-equine risks include, but are not limited to:
		• Cattle Ranch	• Bee Farms
		• Dairy Farms	• Minimum premium is $2,500
		• Fruit, Vegetable, & Nut Farm	• Gross Sales requirement is $50,000
	State availability is limited and additional coverages are available. Please call Cindy, Rachel or David for more information.