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|
| Home
| Farm/Ranch | Mortality
| Homeowners | AIG Private Client Group | State
Info | Apps
| Newsletters | FAQ
| Contact
|
|
 |
Frequently Asked Questions
Livestock Mortality |
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| Q. |
Can a Major Medical endorsement be added mid-term? | ||
A. |
Yes, the endorsement can be added mid-term, but a current and clean vet exam will be needed. All costs will be prorated and the endorsement will expire with the mortality policy. | ||
|
Q. |
Does my mortality policy cover gelding surgery? | ||
A. |
Gelding surgeries are not considered life saving procedures, so they are not covered under the mortality or medical coverages. Death as a result of the surgery, however, can be added to your policy for an additional fee. In the event that a surgery is necessary for the survival of the horse, the surgery is covered. | ||
Q. |
Under what circumstances can you use a Statement of Health instead of a vet exam? | ||
| A. |
You can use a Statement of Health so long as the horse meets some minimum criteria: - The horse is more than 30 days, and less than 15 years old. - It is not a race horse. - There are no preexisting ailments. - Is under $50,000 in Value | ||
Q. |
My insured’s horse had colic surgery. Will there be a colic exclusion on the mortality policy? | ||
A. |
|
Generally, if the colic surgery
involved a resection, there will be an exclusion for the life of the
horse. If no resection took place, applications will be reviewed on
an individual basis with a vet statement. |
|
Q. |
Who should I call with claims or billing questions? | ||
A. |
Great American Insurance Co. - | Claims (800)331-0211 | |
| Billing (800)847-4357 | |||
| American Equine Insurance Co - |
Claims processed by National
Equine Adjusting Inc. at (800)783-9418 |
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| Billing Questions, Call Denise | |||
| Other carriers | Call David. | ||